CareCap and At Need Credit Announce Alliance with Funeral Funding Leaders

This article was written by BetterAdmin, on March 22, 2016

Partnership Gives Funeral Industry Access to Full Spectrum of Cash Flow Solutions Ranging from Life Insurance Factoring to Simple Payment Plans

 BELLEVUE, Wash. – March 22, 2016 – While it’s never easy to tell customers they can’t afford something, it can be downright heartbreaking for professionals working in the funeral industry.  But now, thanks to a new alliance formed by five financial service organizations, those types of conversations don’t have to ever occur.

 That’s because two of the country’s leading providers of payment plans for the funeral industry, CareCap and At Need Credit, today announced a strategic alliance with Security National Financial Corporation  — one of the nation’s largest funders of funeral insurance through its wholly owned subsidiaries of C&J Financial (C&J), American Funeral Financial (AFF) and Funeral Funding Center (FFC). The alliance provides funeral professionals options for immediate payment by consumers using life insurance and, in the event a life insurance policy is not viable, payment plan management to facilitate funeral service payment.

 “Our mission is to help families in their greatest hour of need,” said Tim Wissner, CEO of CareCap. “So often paying for a loved one’s funeral becomes an enormous financial burden.  Partnered with ANC and Security National’s fast funding group, CareCap can ease the family’s stress during their time of grief by providing financial solutions for whatever they need, from insurance funding to affordable payment plans.”

 That’s where Security National’s fast funding group can be very helpful. They’re staffed with experts who can relieve grieving families of the burden of having to work with insurance companies to determine what, if any, funeral expenses are covered by the policy.

 “We process and fund more than 40,000 life insurance assignments annually and see many that are contestable, no longer in benefit or have exclusions that prevent them from being used for funeral expenses,” said Jamie Meredith, Executive VP of C&J, AFF and FFC. “This alliance provides our funeral home clients with the opportunity to extend an additional payment solution to families with limited resources.”

 With At Need Credit, CareCap powers Simple Funeral Payment Plan, a cloud-based payment platform that enables funeral homes to offer in-house payment plans to families – streamlining and automating the billing and collection of payments.  Funeral professionals can customize a budget-friendly payment plan with the family in a matter of two or three minutes. The Simple Funeral Payment Plan can also be used to collect and administrate funeral home accounts receivables.

 “With average funeral costs now reaching upwards of $8,500, not including cemetery fees, consumers are struggling to pay funeral homes for their goods and services,” said Jeff Harbeson, founder of At Need Credit. “Our combination of financial, funeral and technical professionals provide funeral directors with the technology and customer service resources they need to recover revenues and improve cash flow.”

About Security National’s fast funding group

C&J Financial, American Funeral Financial, and Funeral Funding Center, are subsidiaries of Security National Financial Corporation (NASDAQ: SNFCA), a Utah based company.  Combined, Security National’s funding group is the largest provider of insurance assignment funding in the nation. The Security National funding group’s mission is to relieve the funeral industry of the hassle, headache and cash flow delay in processing insurance death claims. More info may be found at,,, and

About At Need Credit

At Need Credit is based in Mount Pleasant, South Carolina and is led by funeral industry thought leader and innovator Jeff Harbeson. The company is focused on assisting families with little or no life insurance, low credit card limits and/or limited cash to pay for funeral costs. More information on the company and its services can be viewed online at

 About CareCap

Founded in 2013, CareCap is the company behind a new cloud-based payment platform that makes it easy for businesses to offer flexible Merchant Provided Financing to their customers. The privately-held company is based in Bellevue, Wash. and currently serves merchants and their customers across multiple service industries. More information on the company can be viewed online at

One thought on “CareCap and At Need Credit Announce Alliance with Funeral Funding Leaders

  1. My daughter passed suddenly on Good Friday is was only 34 and has no life insurance. Her father passed suddenly 14 yrs ago .I am a disabled widower raising a 12yr son on a fixed income and don’t have the funds to bury her and we don’t believe in cremation. THEY did the outloposy and will release the body in 3 days PLEASE HELP I tried to set up a Go FUND ME ACCOUNT and No response my heart is breaking all she ever asked was if something happened she wanted to be buried next to her daddy I don’t no were else to turn both my parents have passed

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