What do the Security National life insurance companies do with your personal information?
Financial companies choose how they disclose your personal information. Consumers have the legal right to limit some but not all disclosures. We are also legally required to tell you how we collect, disclose, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and disclose depend on the product or service you have with us. This information can include:
Social Security number, name, age, address, income, assets, and beneficiaries
Your policy coverages, premiums, medical information, employment information, and payment, purchase, transaction, and claim histories.
We collect nonpublic personal information about you from the following sources:
- information from you, such as from applications, claim forms, or other forms
- information about your transactions with us, our affiliates, or others
- information from health care providers
- information from a consumer reporting agency, such as your creditworthiness and credit history.
All financial companies need to disclose customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can disclose customers’ personal information; the reasons Security National chooses to disclose; and whether you can limit those disclosures.
|Reasons we can disclose your personal information||Does Security National disclose?||Can you limit this disclosure?
|For our everyday business purposes—|
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes—|
to offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes—|
information about your transactions and experiences
|For our affiliates’ everyday business purposes—|
information about your creditworthiness
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||No||We don’t disclose
To limit our disclosures
If you prefer that we not disclose nonpublic information about you (other than disclosures permitted by law), you may opt out of those disclosures, that is, you may direct us not to make those disclosures. If you wish to opt out of those disclosures, you may:
Call toll-free 1(800) 574-7117, or
- visit us online : http://www.securitynationallife.com/
If you are a new customer, we can begin disclosing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to disclose your information as described in this notice.
However, you can contact us at any time to limit our disclosures.
Who We Are
Who is providing this notice?
Security National Life Insurance Company, Trans-Western Life Insurance Company, Southern Security Life Insurance Company, Inc., Memorial Insurance Company of America, and First Guaranty Insurance Company.
What We Do
How does Security National protect my personal information?
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with governmental regulations to guard your nonpublic personal information from unauthorized access and use. These measures include computer safeguards, and secured files and buildings.
How does Security National collect my personal information?
We collect your personal information, for example, when you
- apply for insurance
- pay insurance premiums
- file an insurance claim
- give us your contact information
- provide account information or insurance policy information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all disclosures?
The law gives you the right to limit only
- disclosure for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- disclosure for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit disclosures. [See below for more on your rights under state law].
What happens when I limit disclosures for an account or policy I hold jointly with someone else?
Your choices will apply to everyone on your account or policy.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as SecurityNational Mortgage Company and EverLEND Mortgage Company, and nonfinancial companies such as Memorial Estates, Inc., Memorial Mortuary, Inc., and California Memorial Estates, Inc.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies. We may disclose all of the information that we collect, as described above, to non-affiliated third parties as provided by law. We do not disclose to nonaffiliates so they can market to you.
Nonaffiliates to which we may disclose personal information include service providers, your agent, other insurance companies, businesses that conduct actuarial or research studies, and regulatory and law enforcement authorities.
|Joint marketing||We may disclose all of the information that we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
Our joint marketing partners may include direct marketers and insurance agents, agencies and companies.
Other important information
California: If our records show that you have a California address, we will not disclose your personal information except to the extent permitted under California law.
Vermont: If our records show that you have a Vermont address, we will not disclose your personal information except to the extent permitted under Vermont law and we will automatically treat your account as if you have directed us not to disclose information about your creditworthiness to our affiliates.