Funeral Payment Plans for At Need Families

At Need Credit provides funeral directors the ability to offer payment plans for at need families.


  • Accept payments over time
  • Family billed, payment collected, and deposit funds into funeral home account
  • No cost to set up an account
  • Most competitive rates and terms for family in the industry
  • Easy web based set up process for family payment plan accounts
  • Detailed reporting of payment activity
  • Overhead savings by managing payments (may include past due accounts)

Rates and Terms

  • 4.9% process fee to funeral home
  • 12% interest to consumer
  • Payment term up to 24 months
  • Payments collect via EFT, credit or debit card
  • Debt may be divided between family members

Setup Account Now


  • Family member applies directly online (no At Need Credit account required)
  • Applicant must apply from their phone, tablet or computer and not from the funeral home IP address/computer
  • Minimum Loan $1000, Maximum $35,000
  • 9-35% APR depending on credit worthiness of the applicant
  • Online decision within 30 minutes
  • Funds deposited in the applicant’s account – family pays you
  • No fees to the funeral home

Apply Now